Viewing posts for the category Mustachianism
Recently I found myself in a position that many have to face at some point or another throughout their life, unemployed. Employment tends to be a huge part of our lives, taking up our time from summer jobs as teenagers and throughout most of our adult lives until retirement somewhere towards the end. It is such a huge part of our lives that most of us tend to define ourselves and others by the work that we do. How many of us, the first time meeting someone, ask what they do for a living? Being unemployed brings a lot of social stigma, people feeling sorry for you, worrying how you’re going to make it while unemployed.
As Mr. Money Mustache has done since he started his blog I am also putting out there our expenses for the past year. With this report I have gone through our year and moved some of our special purchase from our overflow budget area (retirement savings) to their respective budget categories to better reflect how much we actually spent and where the money went. During the year sometimes we would discuss a purchase that we wanted and would just categorize it as Retirement to spend the money from there. Towards the end of the year I stopped doing things like that and instead would move the allocated amount around. Our goal is to better understand where our money is going. We budget as a plan of where money will go, and to help restrain our impulses slightly, but it doesn’t control us entirely.
Looking at this picture here this is a typical day getting off work. The road by my work is a clogged artery which backs up for about a mile, while the bike lane appears to be vacant. When I used to drive there was a 10 minute wait to get out of the parking lot and to the light at the end, all the while bicycles would zoom by.
A strange breed humans are. It seems that we never fail to look for change to come. In the winter we look forward to the warmth of spring and summer, then in the heat of summer we seek the solice of cool air. For many the way to beat the summer heat is by cranking up the A/C and blowing it's arctic winds throughout our house. But for us few, the bold, the Mustachians of the world we choose to embrace the heat, and outsmart it.
Sure the title of this article may sound like a scam ad, but the essence of this is doing simple things to save money. As Benjamin Franklin said, "A penny saved is a penny earned." As Mustachians we understand that a penny saved is not just a penny earned but a penny that will then continue to keep earning for us.